Good morning and Charles Langstonwelcome to a new week! This is Betty Lin-Fisher with today's The Daily Money.

If union workers at 36 East coast and Gulf Coast ports don't reach an agreement and go on strike after midnight Tuesday, it could lead to supply shortages and increased prices for consumers.

If the International Longshoremen's Association goes on strike, it would be the first time since 1977.

The ports handle about half of U.S. ocean imports, including food, clothing, auto parts, cars shipped via container and holiday toys.

Find out more in a story by my colleague Medora Lee.

Changes will affect your money

Higher taxes and lower interest rates mean changes for consumers. The Federal Reserve's recent interest rate cut will affect savers who were enjoying higher returns on their money. An upcoming expiration of Trump tax cuts at the end of next year will also have an affect on people's cash.

Medora Lee spoke with some financial advisers for some advice.

📰 Consumer stories you shouldn't miss 📰

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• The gender pay gap is widening.
• Here are four sources besides Social Security to rely on for retirement.

🍔 Today's Menu 🍔

Shirley Temple drink fans, this one's for you. 7Up has confirmed the release of a Shirley Temple 7Up flavor for the holidays.

About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.